Armed Forces Bank

No Monthly fee. No Minimum Balance. No hassle.

Open an Access Freedom Checking account today to enjoy easy-to-use benefits and FREE checking!
$25 opening deposit. e.Statements required
Bank - Full-Serivce - Military
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Mother holding her son
This is who we are
Serving those who serve us.

You ready?
Let's do this.
Your Military Bank working for you.

From convenient checking accounts to personal loans to options for home loans, credit building and so much more, Armed Forces Bank is dedicated to serving active and retired military, as well as civilian clients in all 50 states and around the world.  

Rates that work for you.


APY for 12months


APY for 15 months


APY for 3 months

Annual Percentage Yield (APY). FDIC-insured up to the maximum allowed by law.

Bank Anytime, Anywhere

Our mobile banking app helps you do more.

  • Deposit checks
  • Transfer funds instantly
  • Check balances
  • Receive important alerts, and more!
Armed Forces Bank Mobile App

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Scan the code to get the app.

Bank - Full-Serivce - Military

"I have been a longtime customer and rate Armed Forces Bank head and shoulders above other banks. They care about their customers, are friendly, family!"

Five stars

"The mortgage team was fantastic to work with! They were professional, knowledgeable, and timely. It felt like friends taking care of us."
Five stars

"I have banked with Armed Forces Bank for over 40 years. I continue to be impressed with their service, especially since I don't live near a branch."

“As our military customers’ unique needs evolve, we are continuously working to stay on the leading edge of providing accessible, convenient and effective service. We consider it an honor to serve active and retired military service members and their families.”

Paul Holewinski, CEO

We like to give back.

Our community is different than most.

Armed Forces Bank is a full-service bank founded in 1907 catering to active-duty and retired military, Department of Defense personnel, veterans, and their families, as well as civilians, in all 50 states and around the world.

Approximately 75% of our team are affiliated with the military in some way. We express through our own service to you, our appreciation for the uniqueness that comes with the military way of life.

Discover More

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Organizations Supported

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Dollars Donated

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Community Hours Given

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Access Rewards Checking

MORE ways to save. MORE ways to protect.

Why wouldn't you want MORE?

My Access Rewards Checking + $hopping RewardsTM + Travel & Leisure Discounts + Cell Phone Protection + Credit File Monitoring + Identity Theft Monitoring + Dark Web Monitoring + Roadside Assistance + Early Pay and so much more.

PLUS, we've just added Fuel Rewards® so you can save 5¢/gallon on every fill-up at participating Shell Stations. 

Learn More

Resources for our Armed Forces Bank community.


Hosted by Tom McLean and Jodi Vickery, two Armed Forces Bank executives, who provide wisdom and wit as they conduct in-depth conversations with thought-leaders on key issues affecting the military community. 


From how to avoid overdrafts to why good credit is important, security measures to protect yourself from scams & fraud, and so much more, we want to help.


We have a checking account tailored to the unique needs of Recruits, additional resources for financial readiness, and a dedicated Recruit department.