Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. The interest rate is subject to change daily. If the account is closed prior to the interest payment date, no interest will be paid. Fees may be charged to the account which could reduce earnings on the account. The Annual Percentage Yield (APY) is accurate as of .
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Minimum $25 deposit to open the account
Maintain a $100 minimum balance to avoid $5.00 monthly service charge
Closing new accounts within 90 days of opening will result in a $25 early closure fee