How to get started:
1. Apply for a secured Credit Builder Credit Card, a product designed to help establish or rebuild credit.
2. Deposit an amount from $300 up to $3,000 into a Credit Builder Savings Account which will set the credit limit you request.
Example, if you are applying for a $500 Secured Credit Card, you will also need to deposit $500 into a Credit Builder Savings Account.
3. Make monthly payments equal to at least the minimum payment amount shown on your monthly statement. By making on-time payments and keeping your balances low, you are doing what you can to improve your credit.