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FHA Loans

FHA Loan requirements, limits and rates

Armed Forces Bank will help make it easier to buy a home with great rates and Loan Officers who understand that buying a home can be scary. We'll be right beside you every step of the process. 

Let Armed Forces Bank help you become a homeowner with our FHA loan program. Designed for first-time home buyers and borrowers needing smaller down-payment amounts, this government- provided program may be easier to qualify for than a conventional loan. Fixed and adjustable rates available. Our dedicated loan advisors will guide you every step of the way. We’ll also guarantee closing your loan on time or pay you $1,000.

Kickstart your home ownership experience with an FHA loan from Armed Forces Bank today.
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Subject to credit approval.

Armed Forces Bank FHA Loan Features

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What You Need to Know about FHA Loans

FHA loans are insured by the Federal Housing Administration (FHA) and have eligibility requirements and other conditions, such as:

  • FHA loans require a minimum down payment of 3.5%.
  • Gift or grant money may be allowed to be used for your down payment.
  • Homes must meet certain conditions and be appraised by an FHA-approved appraiser.
  • Reduced paperwork is available for eligible borrowers qualifying for an FHA Streamlined refinance.
  • New FHA loans are available only for homes that will be used as a borrower's primary residence.
  • Maximum loan amounts vary by state and county. Call 855-558-8551 for details in your area.

We’ll help you through the entire process.

Log in to view your account, check your loan status, or continue a saved application
Gain insight into actual costs and savings by using our Mortgage Financial Calculators.

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Subject to credit approval. Fees apply.