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Safe Spending Account

No overdraft fees. No kidding.
Applying typically takes 10 minutes or less.

Safe Spending Account logo

The Safe Spending Account from Armed Forces Bank offers you the convenience and flexibility you need for daily personal banking without Overdraft fees. Plus, you'll have free access to online banking, mobile deposit¹, bill pay and account alerts².

What's included?

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Sound good, so far? Here are some things you should know.

  • There is a $25 opening deposit requirement
  • There is a $5 monthly recurring service charge
  • Paper checks are not included with this account; you have an option to purchase paper checks at any time
  • If you choose to receive paper statements, a $2.00 paper statement fee will apply
  • Add cash to your account from thousands of retail locations with Cash2Debit™
  • In-network ATMs are free and out-of-network ATM fees are only $2.50

Related FAQs
¹ Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply.
² Message and data rates charged by your mobile phone carrier may apply.
³ No fees for withdrawals, transfers, balance inquiries or denied ATM transactions at ATMs in the MoneyPass® Network if you have a MoneyPass® logo on the back of your card. MoneyPass® Network ATMs are within the U.S. only.
4 A $4.95 fee may apply. Deposit limits and restrictions apply. Not available in Vermont. Ask an Armed Forces Bank associate for details. Not available at self-checkout.
5 Direct deposit required. Maximum ACH credit is $15,000.00.
6 Terms and conditions apply