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Access Rewards Checking

Turn the everyday into something extraordinary with Access Rewards Checking.

With Access Rewards Checking1, simply opening the account opens the doors to a different checking experience – special discounts and shopping rewards, identity protection and credit monitoring features, and insurance for your phone and travels, too.
Applying typically takes 10 minutes or less.

Earn extra rewards and benefits just by doing what you normally do.
  • NEW- Save at the pump with Fuel Rewards®6
  • Get help protecting your credit and identity
  • Save when you shop, play, dine and more
  • Get paid one day early with Early Pay2

A high-ranking Military bank account that outclasses the competition

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Check more specs

  • Minimum $100 deposit to open the account
  • $6 monthly service charge applies
  • Access free eStatements through Online Banking and Mobile Banking4, or opt for $5 paper statements
  • Add cash to your account from thousands of retailers with Cash2DebitTM5
  • $7.50 fee for incoming wire transfers
  • Closing your Access Rewards Checking account within 90 days of opening will result in a $20 early closure fee
(See Insurance Disclosure)
If this doesn't sound like the perfect option for you, check out our other checking account options. Compare Checking Accounts

Access Rewards Checking FAQs
* Registration/activation required.
1 Benefits are available to personal checking accounts and their primary account owner and joint account owner(s) subject to the terms and conditions set forth for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
2 Direct deposit required. Maximum ACH credit is $15,000.00. 
3 MoneyPass logo must be on the debit card. MoneyPass Network ATMs are within the U.S. only.
4 Message and data rates charged by your mobile phone carrier may apply.
5 A $4.95 fee may apply. Deposit limits and restrictions apply. Not available in Vermont. Ask an Armed Forces Bank associate for details. Not available at self-checkout.
6 Restrictions apply. See for details. 
7. Terms and Conditions apply
† Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.

INSURANCE DISCLOSURE: Insurance products are NOT insured by FDIC or any Federal Government Agency; NOT a deposit of or guaranteed by the bank or any bank affiliate. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.