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Reporting ID Theft

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What should you do if you become a victim of identity theft? If your identity has been stolen, here are the three steps you should take:

1. Place a fraud alert with one of the nationwide credit bureaus.

Ask them to put a fraud alert or freeze on your credit report. This means businesses must confirm that you are you before they extend credit in your name. The alert is a roadblock in the path of an identity thief. And it's just one phone call away. Learn more about how to place fraud alerts and security freezes on your credit report, "Fraud Alerts & Freezes."


2. Order free copies of your credit report

Learn how to order and review your report in our article "Viewing Credit Reports".

3. Complete the complaint form at

This creates an identity theft affidavit, which helps you file a police report. Keep records of your calls and copies of your documents. You’ll need them later on.

For more tips and tools on dealing with identity theft, visit