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Bringing Dreams Home with Armed Forces Bank's VA Home Loan

A family unpacks boxes after buying a new home with a VA loan

For Veterans and active-duty military personnel, the dream of home ownership can sometimes seem elusive. At Armed Forces Bank, we recognize the unique challenges faced by those who have served our nation. We strive to be a beacon of support through our excellent VA home loans.* In this blog, we will explore the key features and benefits that make our VA loans stand out, and we will unpack how they play a pivotal role in making the dream of owning a home a reality for our nations heroes.

What is a VA Loan?

VA home loans are a specialized mortgage option backed by the United States Department of Veterans Affairs. They are designed to make home ownership more accessible for veterans, active duty servicemembers, and eligible military spouses.

Why Should I Get a VA Home Loan?

1. Zero Down Payment Option:

One of the most significant barriers of homeownership is often the down payment. At Armed Forces Bank, we recognize this challenge and, offer opportunities for eligible borrowers to purchase a home without a down payment. This can be a game-changer for veterans and military families and can provide a pathway to home ownership without the burden of a substantial upfront payment.

2. No Private Mortgage Insurance (PMI)**:

 Unlike conventional loans that often require private mortgage insurance (PMI) for borrowers who do not make a 20% down payment, Armed Forces Bank’s VA home loans do not have this additional cost. This further reduces the financial strain on military borrowers, making home ownership more affordable and sustainable.

3. Knowledgeable Staff: 

The Loan Officers at Armed Forces Bank exhibit an exceptional level of knowledge and understanding of the unique challenges that military personnel go through. After all, over 80% of Armed Forces Bank associates are affiliated with the military. Our team approaches your homebuying experience with the military lifestyle in mind and can guide you through the process from start to finish.

At Armed Forces Bank, we are more than just a financial institution, we strive to represent a commitment to honoring and supporting the men and women who have served or currently serving our country. By eliminating barriers like down payments and private mortgage insurance we help make home ownership more attainable for veterans and military families. As a dedicated financial ally to our nation’s heroes, Armed Forces Bank proudly helps military personnel transform their dream of homeownership into a reality. Start your home buying journey with us today!  

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*Subject to credit approval.  VA loan qualifications guidelines apply.  **VA funding fee may apply.