At a Glance

Access Investment Checking

A checking tiered interest-earning account for high balances with extra benefits.

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Access Rewards Checking

A checking account with rewards** to help protect your identity, your purchases, your phone and more!  

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Access Digital Checking

An everyday checking account with the basics and more.

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Student Checking

A low-cost checking account for students under 23 years old.

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Compare Accounts

Access Investment Checking Account Access Rewards Checking Account Access Digital Checking Account Student Checking
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Early Pay (1 day)¹
MoneyPass® 30,000+ATMs²
Online Banking with Bill Pay
Mobile Banking³ with Check Deposit⁴
Visa Debit Card & Controls
Free e.Statements⁵
Rewards & Benefits

Interest Earned on Balances6

Unlimited ATM Fee Waivers

Mortgage Discount
$250 off closing costs

Auto Loan Rate 
Discount (0.25%)

No Fee Money Orders 
& Cashier's Checks

Complimentary 
Standard Checks

Free e.Statements &
Paper Statements5

Credit File Monitoring*

Identity Monitoring*

Dark Web Monitoring*

Cell Phone Protection†

Online Shopping Discounts*

Movie & Theme Park Discounts

Roadside Assistance†

No Fee Money Orders & Cashier's Checks

Complimentary Standard Checks 

Free e.Statements5

And More Rewards**!

See Insurance Disclosure

No Fee Money Orders

Free e.Statements5

Monthly Service Charge

$20

$6

$9

$5

No monthly service charge when you meet one of the following requirements each statement cycle:

Maintain daily balance of $5,000

OR

Maintain average balance of $10,000 per statement cycle

Non-Waivable

No monthly service charge when you meet one of the following requirements each statement cycle:

$250 Avg. Balance

OR

20 debit card transactions

AND

e.Statements

No fee when you meet all of the following requirements each statement cycle:

Enrolled in Online Banking

AND

Signed up for e.Statements

AND

Under 23 years old

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Military Early Pay

Move payday up a day. If you’re a military service member, you can receive your Defense Finance and Accounting Services direct deposits early with Early Pay.

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Saving Cents

Round up your debit card purchases automatically and put the change in your savings with Saving Cents.

How It Works

  • Choose - Choose how much you'd like to round up your debit card purchases from your checking account. Options range from the nearest $1 to $5 increment.
  • Save - Every time you make a purchase, we’ll round it up. Each night all the extra change will automatically transfer from your checking to your savings.
  • Track - See what you saved on your bank statement each month.

To sign up, call or visit a branch, or log into Digital Banking and send a Secure Message.

Your PurchaseRounded UpTransferred to Savings
$21.35$22.00$0.65
$30.23$31.00$0.77
$14.54$15.00$0.46

Overdraft Protection