Community Reinvestment Act

Armed Forces Bank is committed to fulfilling our obligations under the Community Reinvestment Act (CRA) and ensuring transparency with the communities we serve. As part of this commitment, we make the following information available to the public.

CRA Performance Evaluation: PDF copy of our most recent CRA Performance Evaluation report, outlining our efforts to meet the credit needs of our communities.
Branch Locations: A PDF list of our branch locations and ATMs along with their respective hours of operation.
Branch Activity: PDF document detailing any branches that have been opened or closed during the current year and the two preceding calendar years.
Products and Services: Information about our products and services. Questions regarding transaction fees or cost of services should be directed to your nearest Armed Forces bank.
Assessment Area: We serve active-duty military and retirees, Department of Defense personnel, veterans and their families, and civilians across the country. Included are maps and census tract information for our branch locations.
HMDA Disclosure Statement: The Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending is available online for review. The data shows the geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions is also available online. For more information, visit the Consumer Financial Protection Bureau or the Federal Financial Institutions Examination Council, opens in new tab (FFIEC) web sites. To view the Disclosure Statement, follow the link and select the year you wish to review, enter “Armed Forces Bank, National Association” in the Search by Institution Name field, then select the location you wish to review from the available MSA/MD section.
Public Comments: PDF documents containing any public comments received regarding our CRA performance during the current year and the two preceding calendar years.

We welcome any questions or feedback about Armed Forces Bank’s commitment to community reinvestment.

Community Reinvestment Act Program Management

Mary Buche, Armed Forces Bank CRA Officer

c/o Dickinson Financial Corporation

1201 Walnut Street, Suite 1000

Kansas City, MO 64106