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The Defense Finance and Accounting Services (DFAS) send your pay electronically to Armed Forces Bank before your “official” payday. Military Early Pay allows you access to your direct deposited funds from DFAS one business day before the actual pay date.
In situations where we do not receive your payment information ahead of time, Armed Forces Bank cannot post your deposit early. Instead, your direct deposit will be posted on your normal payday or as soon as we receive it.
We recommend that you do not write checks or authorize any other withdrawals against your directly deposited funds until you verify that they have been posted to your account. You are responsible for any overdraft fees from transactions clearing before your payroll deposit.