Father holding daughter on the floor of their living room while daughter is laughing

Credit & Income Qualifications

There are financial requirements that must be met with a VA loan. However, the financial qualifications for VA loans tend to be more flexible than other loans. After helping thousands of current and former service members, our loan advisors are experts in the requirements and the process.

  • Credit Score—Please call 855-558-8551 for minimum credit score requirements.
  • Qualification Guidelines—Getting approved is not based solely on credit score.
  • Co-Borrowers—VA loans allow you to have a co-borrower. If you plan to have a co-borrower on your VA loan, they must provide financial history and credit information during the application process.