Complete our simple online application, and we’ll walk you through every step of the process. With submission, you’ll move your mortgage into the underwriting process, where we may need additional documentation. We will keep it simple, but if you can respond quickly, we’ll keep your loan moving forward.
We’ll order the appraisal from a licensed appraiser who is familiar with home values in your area. Depending on your finances and the loan amount requested, different types of appraisals are used. Sometimes the appraiser will need to view the home; sometimes, they can evaluate from the street.
Title insurance will also be necessary. If you’re purchasing a home, we’ll work with the real estate broker or seller to ensure the title work is ordered as soon as possible. If you are refinancing, we’ll order the title work for you. We’ll use the title insurance policy to confirm the legal status of your property and to prepare the closing documents.