All FAQs

Military Early Pay

The Defense Finance and Accounting Services (DFAS) sends your pay electronically to Armed Forces Bank before your “official” payday. Military Early Pay allows your access to your direct deposited funds from DFAS one business day before the actual pay date.

If your pay date falls on a weekend or holiday, you will have access the preceding business day.

We process DFAS direct deposits during nightly processing. Your pay will be available at the start of business one business day before the actual pay date.

If you have automatic transfers/payments that occur when your direct deposit is posted, they will still occur at the time of your deposit.

In situations where we do not receive your payment information ahead of time, Armed Forces Bank is not able to post your deposit early. Instead, your direct deposit will be posted on your normal payday or as soon as we receive it.

We recommend that you do not write checks or authorize any other withdrawals against your directly deposited funds until you verify that they have been posted to your account. You are responsible for any overdraft fees from transactions clearing prior to your payroll deposit.

The easiest way to be notified of your direct deposit is with account alerts. Sign up for free account alerts, and when your direct deposit is posted, we’ll send you an email or text notification. You can also check your balance via Mobile Banking, Online Banking or TeleBank.