Armed Forces Bank is an SBA Lender. We offer a variety of SBA loans which include:

SBA 504 Loans - designed for fixed asset financing such as purchasing equipment, land, building, and ground up construction. The SBA 504 loan includes a private sector lender (Academy Bank), Certified Development Company (CDC), and the borrower/small business. Generally, the private sector lender will lend 50%, CDC lends 40% and you, the borrower, are responsible for the remaining 10% (subject to change if new business, and/or special use property).

SBA 7(a) Loans - great for small businesses that are seeking to start a business, buy a business, buyout a partner, refinance debt, building construction, purchasing land, commercial real-estate, furniture, fixtures, equipment, leasehold improvements, working capital, and purchasing or starting a franchise. In addition to term loans, the 7(a) loan program has options for lines of credit, export loan programs, and special purpose programs.

SBA Express - offers a term loan and revolving line of credit. These loans are less complex and offer a quick turnaround and less documentation.


  • Competitive terms
  • Competitive interest rates
  • Lower down payments
  • No collateral needed for certain loans
  • Longer repayment terms
  • Lower monthly payments
  • No balloon payments
  • Lower equity requirements

To get started, send an email to