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Student Checking Account

Getting started in banking? Ready, set, kick it off with us.

We treat you right while you learn the basics of banking and set yourself up for success.

Applying typically takes 10 minutes or less.








No monthly service charge and no overdraft potential 
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Consider partnering your Student Checking Account with our Student Savings Account and take advantage of our Saving Cents program that rounds up your Debit Card purchases and applies the change directly into your Savings Account.

Sound good, so far? Here are some things you should know.

  • $25 opening balance required
  • Must be under 23 and a full-time student enrolled in high school, college, university, or vocational program
  • Free eStatements or $5 paper statement fee
  • Must be enrolled in Online Banking and eStatements, otherwise a $5 monthly service charge applies
  • Student Checking converts to an Access Digital checking account at age 23
  • Closing new Student Checking accounts within 90 days of opening will result in a $20 early closure fee
  • Add cash to your account from thousands of retail locations with Cash2DebitTM3































Do you still have questions about our Student Checking Account?
1 Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply. 
2 Message and data rates charged by your mobile phone carrier may apply.
3 A $4.95 fee may apply. Deposit limits and restrictions apply. Not available in Vermont. Ask an Armed Forces Bank associate for details. Not available at self-checkout.
4 Terms and conditions apply