an active duty female soldier holds a young child in her arms.

Access Freedom Checking Account

The best free checking account for military members and their families.

NO monthly fee, NO minimum balance, NO hassle.

Combine a FREE checking account with easy-to-use benefits, and you get our Access Freedom Checking Account.

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Sound like the checking account for you? Here’s some other things you should know.

  • $25 opening deposit requirement.
  • Free monthly paperless statements. eStatements required with this checking account.
  • Convenient Mobile Banking & Online Banking for access anytime, anywhere.
  • Add cash to your account from thousands of retailers with Cash2Debt.TM 4  
  • Closing new accounts within 90 days of opening will result in a $20 early closure fee.
If this doesn't sound like the perfect fit for you, check out our other checking account options. Compare Checking Accounts

Looking for the best checking account for military members?

Armed Forces Bank, founded and headquartered in Fort Leavenworth, Kansas, is a full-service bank serving the military community since 1907.  The bank provides affordable, personal, and convenient banking and financial services to both active and retired military, as well as civilian clients, in all 50 states and around the world. Approximately 75% of Armed Forces Bank associates have some type of military affiliation, meaning they, their spouses or their children serve or have served in the armed forces. That personal connection to the needs of this community means every conversation, product, and service is deeply rooted in an understanding of the military’s needs and challenges.

FAQs about our Access Freedom Checking Account

1 Direct deposit required. Maximum ACH credit is $15,000.
2 No fees for withdrawals, transfers, balance inquiries or denied ATM transactions at ATMs in the MoneyPass® Network if you have a MoneyPass® logo on the back of your card. MoneyPass® Network ATMs are within the U.S. only.
3 Message and data rates apply. Terms and conditions apply.
4 A $4.95 fee may apply. Deposit limits and restrictions apply. Not available in Vermont. Ask an Armed Forces Bank associate for details. Not available at self-checkout.

$25 Opening balance required.
$5 monthly fee will be charged if paper statements are chosen.
Closing new accounts within 90 days of opening will result in a $20 early closure fee.