an active duty female soldier holds a young child in her arms.

Access Freedom Checking Account

The best free checking for military members and their families. No hassle. No kidding.

  • No monthly fee
  • No minimum balance required
  • No fee money orders






Easy Online & Mobile Banking + No Monthly Fee = Access Freedom Checking.

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$0 Monthly Service Charge
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No minimum balance required
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Military Early Pay1
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No fee access to 38,000+ ATMs nationwide2
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Free overdraft protection when linked to a Savings Account
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Refer Friends & Family. $50 for you. $50 for them.3 













Sound like the checking account for you? Here are some things to know:

  • $25 opening deposit requirement.
  • eStatements required with this checking account.
  • Convenient Mobile Banking & Online Banking for access anytime, anywhere.
  • Add cash to your account from thousands of retailers with Cash2Debt.TM 4  
  • Closing new accounts within 90 days of opening will result in a $25 early closure fee.
If this doesn't sound like the perfect fit for you, check out our other checking account options. Compare Checking Accounts































FAQs about our Access Freedom Checking Account

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1 Direct deposit required. Maximum ACH credit is $15,000.
2 No fees for withdrawals, transfers, balance inquiries or denied ATM transactions at ATMs in the MoneyPass® Network if you have a MoneyPass® logo on the back of your card. MoneyPass® Network ATMs are within the U.S. only.
3 Message and data rates apply. Terms and conditions apply.
4 A $4.95 fee may apply. Deposit limits and restrictions apply. Not available in Vermont. Ask an Armed Forces Bank associate for details. Not available at self-checkout.
 

$25 Opening balance required.
$5 monthly fee will be charged if paper statements are chosen.
Closing new accounts within 90 days of opening will result in a $25 early closure fee.