Recruit Access Checking Account
Open a Recruit Access Checking Account for a Military Recruit in Basic Training in 4 Easy Steps:
STEP 2: Email or fax it back to us with a copy of your ID. View our list of Acceptable Forms of ID (PDF) to open an account.
STEP 3: We will call you with an account number within minutes! We will also send you your debit card. If you are a quick ship, we can overnight a debit card to you!
STEP 4: Print the Military Direct Deposit Form (PDF) and take to Basic Training or submit to your Finance Office.
Dedicated Recruit Department
Available Monday-Friday: 0800-1730 Central Time
Recruit Access Checking from Armed Forces Bank is designed to be the best checking account for new military recruits and their families.
No minimum balance required
No monthly service charge with direct deposit
No credit check
Mobile Banking with check deposit3, bill pay, and account alerts4
Check more specs on the Recruit Access Checking Account
- Available to recruits ages 17 and up - no parent or guardian required.
- No monthly service charge when you make a direct deposit each statement cycle. Otherwise, a $12 monthly service charge applies.
- Free eStatements or $5 paper statements. Other miscellaneous fees, including overdraft fees, may also apply.
- Closing Recruit Access Checking accounts within 90 days of opening will result in a $25 early closure fee.
Resources for Military Recruits in Basic Combat Training
- Get paid one day early with Military Early Pay.
- Ramp up your financial readiness with our Financial Education for Military members.
- Open a Savings Account plus enroll in the Saving Cents program.
- With our Mobile Banking app, you can check your military bank account wherever you are.
- 6 Financial Tips for Military Members in their 20s
1 No fees for withdrawals, transfers, balance inquiries or denied ATM transactions at ATMs in the MoneyPass® Network if you have a MoneyPass® logo on the back of your card. MoneyPass® Network ATMs are within the U.S. only
2 Direct deposit required. Maximum ACH credit is $15,000.00.
3 Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply.
4 Message and data rates charged by your mobile phone carrier may apply.
5 Terms and conditions apply
2 Direct deposit required. Maximum ACH credit is $15,000.00.
3 Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply.
4 Message and data rates charged by your mobile phone carrier may apply.
5 Terms and conditions apply