A loan exclusively for active or retired military service members, a VA home loan requires no down payment, making it one of the best ways to purchase or refinance a home.


What You Need to Know

  • The VA has specific rules and qualification requirements for this loan product. Learn about them in our VA Loan Guide.
  • The home you are planning to purchase or refinance with a VA loan must be your primary residence.
  • If you’re a service member on active duty and want to refinance your VA loan, be sure to check with your legal counsel on benefits that may be affected.