Exclusively for active duty and retired military service members, a VA loan typically does not require a down payment or private mortgage insurance (PMI).  Armed Forces Bank is an approved VA lender that you can work directly with, rather than having to also coordinate with the VA.  With fixed and adjustable interest rates available, VA home Loans are one of the best ways to buy a home or refinance your home. Veterans may qualify for 100% financing. 


What You Need to Know

  • The VA has specific rules and qualification requirements for this loan product. Learn about them in our VA Loan Guide.
  • The home you are planning to purchase or refinance with a VA loan must be your primary residence.
  • If you’re a service member on active duty and want to refinance your VA loan, be sure to check with your legal counsel on benefits that may be affected.