A loan exclusively for active or retired military service members, a VA home loan requires no down payment, making it one of the best ways to purchase or refinance a home.
Approved VA lender—You can work directly with us rather than having to also coordinate with the VA.
No down payment required
No mortgage insurance premiums1
Flexible credit standards
Used with BAH—If you receive BAH, you will always use your allowance to pay for some or all of your monthly payment.
Fixed and adjustable rates available. Learn about the differences here.
What You Need to Know
- The VA has specific rules and qualification requirements for this loan product. Learn about them in our VA Loan Guide.
- The home you are planning to purchase or refinance with a VA loan must be your primary residence.
- If you’re a service member on active duty and want to refinance your VA loan, be sure to check with your legal counsel on benefits that may be affected.