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The United States Department of Veterans Affairs offers benefits to eligible veterans and active service members, making making a VA home loan a great option for pur- chasing or refinancing an existing mortgage. Because the VA insures up to 25% of a VA loan, lenders are able to offer favorable benefits and loan terms to borrowers who qualify for the program.These benefits include:

  • No down payment
  • No mortgage insurance premiums to pay1
  • Flexible credit standards
  • Negotiable interest rates
  • Options available to tailor your mortgage to your unique situation
  • No penalty to pre-pay or to refinance your VA home loan at any time
  • An assumable mortgage

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1  VA Funding fee applies.
Subject to credit approval.