What should you do if you become a victim of identity theft? If your identity has been stolen, here are the three steps you should take:
1. Place a fraud alert with one of the nationwide credit bureaus.
Call and ask them to place a fraud alert on your credit report. This will require a business to confirm you are you before extending credit in your name. An alert like this acts as a roadblock for an identity thief. Learn more about placing fraud alerts and security freezes on your credit report in our article "Fraud Alerts & Freezes".
2. Order a free copy of your credit report from each of the nationwide credit bureaus.
Learn how to order and review your report in our article "Viewing Credit Reports".
3. Fill out a complaint form at ftc.gov/complaint.
This will create an identity theft affidavit, which will help you file a police report. Keep copies of your documents and records of your calls, which you may need to use later on.
For more tips and info on handling identity theft, visit ftc.gov/idtheft.