Credit Builder Secured Visa® Credit Card

Set your own credit limit between $300 and $3,000 based on the amount you deposit into your Credit Builder Savings account.

  • Custom Credit Line - Increase your credit limit by adding funds in increments of $50 or more to the savings account.
  • Accrued Interest on Savings - The money in your savings account will earn interest, adding to your savings.
  • Automatic Reporting - We'll report your performance to the three major credit bureaus to help you build a credit history.
  • Upgrades Available - You can upgrade to an unsecured card with good performance. We'll periodically review your credit activity to see if you qualify. If you do, we'll let you know.
  • Custom Payment Date - If you are a new customer, you can choose either the 1st or 16th of each month as your payment date. Once your date is set, it can't be changed.

View Rates and Fees

Have any questions? Read our FAQs

Subject to credit approval. Improved credit score is not guaranteed. Credit score is determined by credit reporting agencies based on multiple factors, but satisfactory performance on a credit card product can improve your credit score. Default on a credit card, including missed or late payments can damage your credit score. Fees apply, including a $35 annual fee. Once added, funds cannot be withdrawn from the savings account without closing the savings account and the credit card.