Great for college kids and others who need help building good credit, the Credit Builder card allows you to set your own credit limit between $300 and $3,000 based on the amount you deposit in your Credit Builder savings account.
Increase your credit limit by adding funds in increments of $50 or more to the Credit Builder savings account.
Upgrade to an unsecured card with good performance.
No application fee
No over-limit fee
Automatic reporting to the three major credit bureaus to help you build a credit history
What You Need to Know
- 20.99% variable annual percentage rate (APR)
- $39 annual fee assessed at the time that your account is established with us. Then, your account will be charged every year on the anniversary date of your account.
- $4.50 quarterly fee charged to the Credit Builder Savings account if not enrolled in e.Statements
- View rates and fees (PDF)