Recruit Checking Account
Military banking is our specialty. We've been serving military members and their families for over a century.
Open An Account
Signature Card
Complete, print, and fax to
1-816-412-0055 or e-mail to
Direct Deposit Form
Take this form with you to basic training or submit to your finance office for direct pay.
Documents are in PDF format.
What's Next?
We will mail you a Visa® Debit Card and starter checks along with information regarding your account.
If you need to open an account to receive your military pay, you have come to the right place. For starters, we can offer you:
  • Freedom Checking account
  • Free Visa® Debit Card
  • Free Online Banking
  • Free Bill Payment
  • Free e.Statements and e.Alerts
Our Freedom Checking account is our most popular account and will serve all of your needs. *
Freedom Checking Account
A Freedom Checking account gives you the freedom to manage your money with ease. Enjoy the convenience and value of a checking account that has no service charge* with direct deposit or paper deposit, no minimum balance requirements, unlimited check writing, and the following services:

Visa® Debit Card
Our Visa® Debit Card is a debit card and ATM card all in one! Use it to pay for purchases or to access your funds at an ATM. It's accepted by more than 35 million merchants worldwide and can be used at any ATM bearing the STAR, PLUS, or AFFN logos.

Online Banking
Access your accounts anytime from anywhere! Check account balances, current transactions, and view up to 18 months of electronic statements with e.Statements. Pay bills quickly and easily through the secure Online Banking site.

Be alerted via e-mail or text when you have a pending deposit or a balance too low for comfort.
Mobile Banking
This secure, wireless Internet based service allows you to view account balances, recent and pending transactions, and transfer funds between Armed Forces Bank accounts all from a web-enabled mobile phone.

Quickly access your account information toll-free 24/7/365 by phone. Our automated system allows you to check account balances, review deposits and withdrawals, transfer funds, and so much more. Telebanc toll-free number: 1-888-929-2265.

Customer Service
We're always just a phone call away! Our Call Center is located in the U.S. and staffed by friendly, knowledgeable bank employees who can assist you. Call us toll-free at 1-888-929-BANK (1-888-929-2265).

More Information
Call us toll-free at 1-888-744-3637, ext. 33400 or send us an e-mail to

* No service charge if you have a direct deposit, paper deposit or use your Armed Forces Bank debit card to make 5 purchases during each monthly statement cycle. Otherwise, a service charge of $5.00 per month will be assessed. Other miscellaneous fees, including overdraft fees, may also apply.