Access Investment Checking Account from Armed Forces Bank is a tiered interest-earning account that’s great if you carry higher balances and want extra benefits. Enjoy special loan discounts, free statements and more. Sign up for direct deposit and get paid an extra day in advance with Early Pay5. Access Investment Checking Account offers convenient access to online banking features such as free mobile check deposit1, bill pay and account alerts3.
Our Access Investment Checking Account is designed to be the best investment account for service members and their families, helping you keep your money safe while also allowing you benefit from extra rewards.
To learn more about how to get your investment checking account to work for you, visit one of our branches. Some of our nationwide branches offer Exchanges that are open weekends and evenings. Armed Forces Bank clients can also bank at over 70 Academy Bank locations and deposit cash at over 4,000 Walmart locations using Cash2Debit6 at the register. In addition you’ll have free access to 30,000+ ATMs through our MoneyPass Network2.
Applying typically takes 10 minutes or less.
Features
Get paid one day early with Early Pay5
Earn interest depending on your balance4
Free, unlimited access to 30,000+ MoneyPass® Network2 ATMs — find one with our mobile app or the MoneyPass® site
Unlimited ATM Fee Waivers
Online Banking with Bill Pay
Mobile Banking3 with Check Deposit1
Free Visa debit card with Card Controls and EMV chip technology
Special loan discounts, including a mortgage closing cost discount ($250)
Free e.Statements and paper statements
Cash2DebitTM - add cash to your account from any Walmart location at the cashier6
Locations around the country, including branches inside Exchanges that are open weekends and evenings
Access Investment Checking Account Rates
| Account Balance | Annual Percentage Yield⁴ |
|---|---|
| $0.01 to $9,999.99 | 0.05% |
| $10,000 - $24,999.99 | 0.10% |
| $25,000 - $49,999.99 | 0.15% |
| $50,000 - $99,999.99 | 0.20% |
| $100,000 - $249,999.99 | 0.25% |
| $250,000 and up | 0.30% |
What You Need to Know
- $100 opening balance requirement
- No monthly service charge when you meet one of the following requirements each statement cycle:
- Maintain a daily balance of $5,000 OR
- Maintain an average balance of $10,000 per monthly statement cycle
- Otherwise, a $20 monthly service charge applies.
- Closing new investment accounts within 90 days of opening will result in a $20 early closure fee.
Applying typically takes 10 minutes or less.