Access Digital Checking Account offers a great, everyday checking account with all the basics and more.  Sign up for direct deposit and get paid an extra day in advance with Early Pay5.  Enjoy convenient access to online banking features such as free mobile check deposit1, bill pay and account alerts3

Access Digital Checking Account is designed to be the best checking account for service members and their families. This online checking account can help you keep your money safe while also allowing you benefits from extra features.

Some of our nationwide branches offer Exchanges that are open weekends and evenings.  Armed Forces Bank clients can also bank at over 70 Academy Bank locations and deposit cash at nearly 50,000 retail locations4 at the register. In addition you’ll have free access to 30,000+ ATMs through our MoneyPass Network2.  


What You Need to Know

  • $100 opening balance requirement
  • Free e.statements or $5 paper statements
  • No monthly service charge when you have a $250 average balance each statement cycle OR 20 debit card transactions, excludes transactions conducted at an ATM  AND are signed up for e.statements.
  • Otherwise, a $9 monthly service charge applies.
  • Closing new accounts within 90 days of opening will result in a $20 early closure fee.