Certificates of Deposit

Earn a guaranteed rate of return on your investment. We offer a wide variety of terms to choose from.

  • $500 minimum balance to obtain the disclosed annual percentage yield.1
  • A fixed rate of interest is earned on the entire balance.
  • Interest is compounded and credited quarterly for investment terms of 12 months or longer, shorter terms pay at maturity.
Term Minimum
Opening Balance
Annual
Percentage Yield
Open Now
30 Day $500 .26%  30 Day
91 Day $500 .35%  91 Day
182 Day $500 .50%  182 Day
9 Month $500 .60%  9 Month
12 Month $500 1.11%  12 Month
13 Month $500 1.21%  13 Month
15 Month $500 1.31%  15 Month
18 Month $500 1.41%  18 Month
19 Month $500 1.51%  19 Month
24 Month $500 2.42%  24 Month
30 Month $500 1.91%  30 Month
36 Month $500 2.02%  36 Month
48 Month $500 2.17%  48 Month
60 Month $500 2.27%  60 Month

A penalty may be imposed for early withdrawal. The Annual Percentage Yield (APY) shown is accurate as of November 15, 2018. CD rates are subject to change at any time and are not guaranteed until CD is opened.

Early withdrawal penalties - The amount of early withdrawal penalty depends on the length of the account term:

Account Term Penalty
7 - 91 days 60 days loss of interest
92 - 182 days 182 days loss of interest
183 days - <60 Months. 1 year loss of interest
60 Months 2 years loss of interest

New penalty would apply to new CDs/IRAs opened or renewed after September 1, 2015.

1A penalty may be imposed for early withdrawal. The annual Percentage Yield (APY) is accurate as of November 15, 2018.