Elite Checking

Elite Checking is our tiered interest-earning account. It's a great option if you carry higher balances and want extra benefits.

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Applying typically takes 10 minutes or less.

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Features

  • $25 opening balance requirement
  • Unlimited, free access to 30,000+ ATMs in the MoneyPass® Network1 - easily find an ATM near you with our mobile app or on the MoneyPass® site
  • Special loan discounts - $250 off mortgage closing costs and rate discounts on selected personal loans
  • Free mobile check deposit2
  • Locations around the country, including branches inside Exchanges that are open weekends and evenings

Daily Rates

Account Balance Annual Percentage Yield5
$25-$10,000 0.05%
$10,000.01-$25,000 0.07%
$25,000.01-$50,000 0.08%
$50,000.01+ 0.10%

Monthly Service Fee

No monthly service fee when you meet one of the following requirements each statement cycle:

  • Maintain a daily balance of $5,000 per monthly statement cycle
  • Maintain an average balance of $10,000 per monthly statement cycle

Otherwise, a monthly service fee of $10.00 applies.

Open Now

Applying typically takes 10 minutes or less.

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1. No fees for withdrawals, transfers, balance inquiries or denied ATM transactions at ATMs in the MoneyPass® Network if you have a MoneyPass® logo on the back of your card. MoneyPass® Network ATMs are within the U.S. only.

2. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply.

3. Free e.Statements or $4.50 paper statements for Access and Student Checking accounts. Paper statements are free for Elite Checking account holders.

4. Message and data rates may apply - such charges include those from your communications service providers.

5. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. The Annual Percentage Yield (APY) shown is accurate as of Dec 13, 2018. The interest rate may change after the account opening. Fees may be charged to the account, which could reduce earnings on the account.