Couple smiling in an embrace in their living room

Operation Homeward with Armed Forces Bank

  • Up to $500 off closing costs
  • For veterans and non-veterans
  • Flexible options and competitive rates tailored to our Vector team
  • Personal guidance from a dedicated loan officer who understands your unique needs and will guide you through the entire mortgage process
  • Various mortgage options designed to suit different financial circumstances and goals
  • In-house underwriting, processing, and closing to make the process easy, simple, and fast




Armed Forces Bank (AFB) is a full-service bank serving the military community since 1907. Our mission is to provide quality financial products and services tailored for active-duty and retired military, Department of Defense personnel, civilians and their families in all 50 states and around the world. 

AFB has been recognized over the years. Since 2013, Armed Forces Bank has helped more than 12,000 veterans close on their home loans. 

















“Our partnership with Armed Forces Bank provides our employees with a trusted, vetted, veteran-centric mortgage lender that understands and has been recognized for their service to homebuyers, especially veterans and first-time home buyers. Launching Operation Homeward is a testament to our commitment of providing tangible support and fostering lasting stability in the lives of our valued team members.”
~ John Hotek, vice president of strategy & workforce solutions at Vector

mortgage loan officer Jake Scarbo
Jake Scarbo
Mortgage Loan Officer
NMLS: 1861924































Subject to credit approval. Additional restrictions may apply.

Credit applies to new applications received from Vector Services employees. Must request discount at the time of initial loan application. The Credit is equal to .25% (.0025) of the amount borrowed up to $500 and will be provided to you as a credit at closing towards the closing costs. Not redeemable for cash. Loan must close with Armed Forces Bank in order to receive credit. Credit may not exceed the amount of actual closing costs on the transaction and may not be combined with any other Armed Forces Bank offer. This offer is subject to change or be discontinued at any time, without prior notice. 

VA funding fee may apply. VA loan qualification guidelines apply. The lender origination fee is waived for borrowers who qualify for the VA or HERO program loan product. Owner Occupied Property only. VA loans ore offered exclusively to qualified military service members. 100% Loan-to-Value on VA loans only. Additional restrictions may apply. Program guidelines and regulations apply.