Eligibility Requirements
The VA loan program is available to active or retired military service members and their families.

A few other things you should know about your eligibility for a VA loan are:

  • Qualification guidelines. The VA has specific rules for their loan product.
  • Property & Ownership Requirements. The home you are planning to purchase or refinance with a VA loan must be your primary residence.

Military Service Eligibility Guidelines for a VA Loan
Military Service Requirement
Peacetime Served at least 181 days, Active Duty.
Wartime Served at least 90 days, Active Duty.
Reserves or National Guard Served at least 6 years.
Surviving Spouse Unremarried spouse of a Veteran who died while in service or from a service connected disability, or Spouse of a Service member missing in action or a prisoner of war. Surviving Spouses of certain totally disabled veterans whose disability may not have been the cause of death.
Your VA loan advisor can answer additional questions about VA loan eligibility.
Mortgage or Refinance
Applying is fast and easy. Simply apply online or stop by one of our branch locations to learn more.