|
|
Eligibility Requirements
The VA loan program is available to active or retired military service members and their families.
|
A few other things you should know about your eligibility for a VA loan are:
- Qualification guidelines. The VA has specific rules for their loan product.
- Property & Ownership Requirements. The home you are planning to purchase or refinance with a VA loan must be your primary residence.
|
Military Service Eligibility Guidelines for a VA Loan
|
|
Military Service
|
Requirement
|
|
Peacetime
|
Served at least 181 days, Active Duty.
|
|
Wartime
|
Served at least 90 days, Active Duty.
|
|
Reserves or National Guard
|
Served at least 6 years.
|
|
Surviving Spouse
|
Unremarried spouse of a Veteran who died while in service or from a service connected disability, or Spouse of a Service member missing in action or a prisoner of war. Surviving Spouses of certain totally disabled veterans whose disability may not have been the cause of death.
|
|
Your VA loan advisor can answer additional questions about VA loan eligibility.
|
