Eligibility Requirements
The VA loan program is available to active or retired military service members and their families.

A few other things you should know about your eligibility for a VA loan are:

  • Qualification guidelines. The VA has specific rules for their loan product.
  • Property & Ownership Requirements. The home you are planning to purchase or refinance with a VA loan must be your primary residence.


Military Service Eligibility Guidelines for a VA Loan
Military Service Requirement
Peacetime Served at least 181 days, Active Duty.
Wartime Served at least 90 days, Active Duty.
Reserves or National Guard Served at least 6 years.
Surviving Spouse You are the spouse of a service member who was killed in the line of duty.
Your VA loan advisor can answer additional questions about VA loan eligibility.
Mortgage or Refinance
Applying is fast and easy. Simply apply online or stop by one of our branch locations to learn more.
FEATURED RATES

Conventional Loan Rates

30 Year Fixed Rate

RateAPRPoints
4.375%4.456%0.000%

Conv. 5/1 ARM 30 Yr Am

RateAPRPoints
2.875%2.860%0.000%

VA Loan Rates

VA 30 Year Fixed Rate

RateAPRPoints
3.875%4.192%0.000%

VA 15 Year Fixed Rate

RateAPRPoints
3.500%4.061%0.000%

FHA Loan Rates

FHA 30 Year Fixed Rate

RateAPRPoints
3.750%5.298%0.000%

FHA 15 Year Fixed Rate

RateAPRPoints
3.000%4.046%0.000%

Jumbo Loan Rates

Jumbo 30 Year Fixed

RateAPRPoints
4.500%4.511%0.000%

Jumbo 7/1 ARM

RateAPRPoints
3.375%3.849%0.000%

Jumbo 5/1 ARM

RateAPRPoints
3.125%3.861%0.000%
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