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VA Cash-Out Refinance

Unlock the equity in your home with a VA Cash-Out Refinance. You must have a current VA Mortgage Loan.

  • Payoff debt
  • Fund education
  • Renovate your home
  • Maybe lower your interest rate
Apply Now
Subject to credit approval

If you have a current VA Mortgage Loan and you are in need of cash and fast, consider a VA Cash-Out Refinance. Your home builds equity as you pay down your mortgage, meaning you gradually own more of it as you pay down the loan. A VA Cash-Out Refinance lets you put the equity you've accumulated to use- the difference between your home's value and the remaining balance of your loan.  By refinancing, you can unlock a lump sum of cash and have it deposited into your account.

You can use this cash for various needs, such as upgrading your home, paying off debt, funding education, or purchasing a new car. Our team of Mortgage Loan Advisors is ready to support you through every step of the refinance process and help you achieve your financial objectives. 

Find a Loan Advisor or call 855-627-6524
Already applied? Log in to upload documents or see the status of your application
No guesswork required. 

VA Cash-Out Refinance Features

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Apply Online
Subject to credit approval

We'll help you through the entire process.

Log in to view your account, check your loan status, or continue a saved application. 

If this isn't what you're looking for check out other refinance options: Cash-Out Refinance, Conventional Mortgage Refinance, or Interest Rate Reduction Refinance (IRRRL).


































Subject to credit approval.  Current VA Mortgage loan required.  The VA Cash-Out Refinance loan product has specific terms and conditions.  Fees apply.

Max 100% LTV.  Min 580 FICO.  Must be an eligible Veteran.  Primary Residence only. Meet all VA Net Tangible Benefit Requirements.  Must have an existing mortgage/lien on property.  Not eligible in state of Texas.