Recruit Access Checking Account FAQs

How old do you need to be to get a Recruit Access Checking Account?

You can open a Recruit Access Checking Account at 17 years old without a parent or guardian cosigner.

Are there any fees involved with this account?

There are no monthly service charges when you make a direct deposit each statement cycle. Otherwise, a $12 monthly service charge applies. If you are signed up for eStatements, your statements are free. However, if you want paper statements there is a monthly $5 paper statement fee. Other miscellaneous fees, including overdraft fees, may also apply.

How do I open a Recruit Access Checking Account?

Step 1: Fill out the Signature Card (PDF) and email or fax it back to us with a copy of your ID. View our list of Acceptable Forms of ID (PDF) to open an account.

Step 2: We will call you with an account number within minutes! We will also send you your debit card. If you are a quick ship, we can overnight a debit card to you!

Step 3: Print the Direct Deposit Form (PDF) and take to Basic Training or submit to your Finance Office

Do I have access to the MoneyPass ATM network?

Yes, you have free unlimited access to the 38,000+ ATMs in the MoneyPass Network. (MoneyPass Network ATMs are in the U.S. only)

Do I get Early Pay with this account?

Yes, you can get military early pay with this account. Direct deposit is required, and the maximum ACH credit is $15,000.00.