Identity Theft

While we are fully committed to protecting your personal and financial information, we no longer offer a specific product for identity protection. Please see our education topic, “Preventing ID Theft,” to learn how to protect yourself.
When you enter your card number in the computer when shopping online or use your card at a merchant, the information is first transmitted to third parties who process that information so we can accept the transaction. It is rare but possible for a criminal to gain access to your card's information through one of the third-party entities involved with processing the transaction, including the merchant. While this is rare, you should know you're protected with Visa's Zero Liability policy, which means you will never be charged for unauthorized purchases on your account.

If you see any unauthorized purchases, let us know immediately.

  • Regularly monitoring your accounts through Online and Mobile Banking is one of the best ways to keep track of your transactions and notice any unauthorized activity. If you aren't enrolled, sign up today.
  • Sign up for account alerts. When you sign up for our free account alerts, you'll receive automatic emails or text messages (based on what you select during signup). Alert options include alerts on transactions or purchases above a certain amount, password or email changes, and low balance alerts.
  • Report any suspicious activity by calling 888-929-2265 or visiting a branch near you.
  • Be extra cautious of phishers or people looking to steal private information. It can often start with an email with a link to an Internet site. The site may look real, but it could be a scam trying to get you to enter personal information. Armed Forces Bank will never ask you for personal information in an email.

We employ the latest technology and systems to prevent and monitor card fraud with Visa®. Many merchants also take the necessary precautions to protect your card information. However, there are additional practical steps you can take to help further protect your card’s information:

  • Shop with only merchants you know and can trust. If a deal seems too good to be true, it probably is.
  • Destroy any receipt before discarding it. It might have your card number reprinted on it.
  • Guard your card. Don’t give your card number to someone calling on the phone (unless you initiated the call for a purchase), or use your card as collateral.
  • Check your credit report. You are entitled to one free copy of your credit report every year by calling 877-322-8228 or visiting
  • Learn more about our education topic, “Preventing ID Theft.”
If your mobile device has been lost or stolen, follow these steps to ensure the safety of your account:

  • Notify your phone service provider immediately so your mobile device can be disabled. This will help reduce the risk of someone accessing your information.
  • Log into Digital Banking and remove your mobile phone number from your Digital Banking profile.
  • Call or visit a branch for assistance.
  • As always, we recommend you regularly monitor your accounts for any suspicious activity. Please notify us immediately if you notice anything that concerns you.