Access Investment Checking Account FAQs

How is the Access Investment Checking Account different from other checking accounts?

The Access Investment Checking Account is a tiered-earning account which earns different levels of interest based on account balances. Meanwhile, other checking accounts typically offer fixed interest rates or no interest at all.

To review Armed Forces Bank's other checking account options, visit our Compare Checking Accounts page.

Do all checking accounts earn interest?

No. Most checking accounts do not earn interest. Only interest-earning accounts earn interest, like the Access Investment Checking Account from Armed Forces Bank.

Is there a monthly service charge for the Access Investment Checking Account?

That depends on how the account is maintained. If you maintain a daily balance of $5,000 per monthly statement cycle or a monthly average balance of $10,000 per monthly statement cycle, then there are no monthly service charges.

However, if at least one of the above requirements is not met, there will be a monthly service charge of $20.

Is there a minimum opening balance requirement and monthly balance requirement?

The minimum required opening balance for Access Investment Checking Accounts is $100.

The minimum monthly balance of $10,000 or a daily balance of $5,000 is required to avoid the monthly service charge.