Yes, Mobile Banking is very safe to use. Just like Online Banking, Mobile Banking:
- Uses 128-bit SSL encryption, which basically protects and encrypts any transmission of data, including your account information.
- Uses strong firewalls, which prevent malicious or unauthorized intrusion.
- Requires your access ID and password to access your account. After three incorrect attempts from your mobile device, your account will lock down.
On top of this, smartphones like Android™ and iPhone® have very secure, controlled operating systems. Please note that text messages are not secure, which is why we will never send your account number or name via text message. For more information, see our education topic Mobile Security Tips.