All FAQs


You can apply for an Access Military Loan online here.

A personal loan is very flexible. You will be approved based on your credit qualifications and not on the intended use for the money. Once approved, you can utilize the approved funds to consolidate debt, pay for household expenses or repairs or any other use you determine.

When you apply for the loan, you do not need to specify a specific amount. We will evaluate your application and approve you for the maximum amount available for your personal loan. You will then be able to select an amount within that maximum that fits with your current needs. You can take all of the approved amount or a portion of it – it is up to you. Loans can range from $750 to $15,000 depending on your credit evaluation and relationship with Armed Forces Bank.

Interest rates vary based on your individual circumstances. Rates are assigned based on your approved credit and related factors. Once you are approved, you will be presented with information about your specific rate before you decide to move forward with the loan.

The process to approve your loan is quick and easy. After you complete our brief application, it is possible to have an instant loan decision! In some cases, additional information may be required to arrive at a decision.

Your money will be deposited directly into your account at Armed Forces Bank.

There are times when we need a little bit of extra information to finalize our loan decision. Returning any requested items to us quickly will allow us to get your loan decision to you as fast as possible.

Making payments is easy. Payments will be setup to come directly out of your account at Armed Forces Bank. This will take the worry out of making sure your payments are made on a timely basis.

APR is your annual percentage rate. The APR for your loan will include any fees you may be charged, like an origination fee, and also your interest rate. APR provides a good point of comparison for different loan offers you may be considering.