Refer Loved Ones and Earn Together This Valentine’s Day

Valentine’s Day is fast approaching, and with it comes the joy (and sometimes stress) of finding the best gift. Whether you’re spending the day with your significant other, family, or close friends, it’s a great time to show your appreciation. While chocolates melt and flowers fade, sometimes people just want something practical—like a little extra money in their pocket.

That’s where the “Refer a Friend” program from Armed Forces Bank comes in. This Valentine’s Day, why not give the gift of financial perks? Earn money and remind your loved ones that you care—beyond February 14th.

How Armed Forces Bank’s Referral Program Works

When you refer a loved one to Armed Forces Bank, you both get rewarded. It’s our way of helping you spread the love—while adding a little something extra to your wallet.

Here’s how it works in just 4 simple steps:

• STEP 1: Refer your significant other, friend, or family member to Armed Forces Bank with this exclusive referral link.
• STEP 2: Your loved one opens a qualifying Armed Forces Bank checking account or a Military Access Loan.* Checking options include: Access Rewards checking, Access Freedom checking, Access Investment checking, Student checking, or Safe Spending account. (Want to see all the details in one place? Check out our Compare Checking Accounts page!)
• STEP 3: Within 60 days of opening an account, they complete 2 easy tasks:
  • Enrolls in Digital Banking.
  • Makes at least 1 direct deposit or mobile deposit of $300 or more.
• STEP 4: You BOTH receive a $50 Visa Reward Card!

And it doesn’t stop there—you can refer multiple friends or loved ones to earn up to $250. For every successful referral, you’ll earn $50, and so will they. A true win-win!

Spread the Love at Armed Forces Bank

Flowers and chocolates may bring a smile, but financial perks offer lasting value. This Valentine’s Day, give a gift that keeps on giving. By joining our referral program, you’re giving more than just money—you’re offering access to some of the best checking accounts from a trusted military bank. With just a few clicks, you’ll brighten someone else’s finances—and your own!

Let’s make this Valentine’s Day one to remember!

Refer a Friend Now