Celebrate July 4th with Armed Forces Bank Access Freedom Checking Account

A family celebrates their new free checking accounts on the 4th of July

As military families around the world celebrate Independence Day, there's no better time to embrace the spirit of freedom and independence – in every aspect of our lives. While you may have the opportunity to enjoy fireworks, parades, or backyard barbecues, why not take a moment to liberate your finances as well? With Armed Forces Bank’s Access Freedom Checking account, you can experience financial freedom like never before.

In the spirit of July Fourth, keep reading to learn more about how to choose the best free checking account and how our Access Freedom Checking account can offer you the ultimate financial freedom.

Choosing the Best Free Checking Account

When selecting the best free checking account, military families should consider several key factors to ensure it meets their unique needs.

Start by looking for accounts with no monthly service charges and no minimum balance requirements. This ensures you won’t be penalized if you hold a lower balance. Additionally, prioritize accounts that offer benefits tailored to military life, such as early paycheck access and fee-free ATM withdrawals.

Features like convenient mobile banking1 and free overdraft protection (when linked to a savings account) can also add significant value, providing peace of mind and accessibility. Finally, consider the bank’s commitment to the military community, like Armed Forces Bank’s longstanding history and dedicated support for service members.

By evaluating these criteria, you can confidently choose a checking account that not only meets your financial needs but also enhances your overall banking experience as a military family. And Armed Forces Bank’s Access Freedom Checking account can meet all of the above criteria.

Banking Made Easy

Opening a checking account online with Armed Forces Bank couldn’t be any easier. The Access Freedom Checking Account is designed to be straightforward and hassle-free, just the way banking should be.

With a $0 monthly service charge and no minimum balance requirement, you can manage your money without worrying about hidden fees or complicated terms.2

Enjoy the Benefits of Your New Free Checking Account

Armed Forces Bank’s Access Freedom Checking Account2 offers a variety of benefits that make managing your finances a breeze. Here are some of the standout features.

1. $0 Monthly Service Charge

With our Access Freedom Checking account, enjoy the freedom of no monthly service charge fees, allowing you to keep more of your hard-earned money.

2. No Minimum Balance Necessary

Whether you're just starting out or looking to simplify your existing finances, this account offers the freedom to maintain any balance without penalties. No minimum balance means you can keep your money in your account – right where it belongs.

3. Military Early Pay: Early Access to Your Funds

Get paid early with Military Early Pay.3 Enjoy the freedom of accessing your paycheck up to two days earlier, giving you more time to manage your finances and enjoy life.

4. Free Overdraft Protection

Avoid the stress of overdraft fees with free overdraft protection when you transfer funds from a linked savings account. It's an extra layer of security for your financial peace of mind.

5. Free eStatements

Say goodbye to clutter and hello to convenience with free eStatements. Keep track of your account activity online, anytime and anywhere.

6. Visa Debit Card & Card Controls

Your Access Freedom Checking Account comes with a Visa Debit Card, giving you no-fee access to your funds at 38,000 ATMs nationwide.4 Plus, with Card Controls, you can easily manage and monitor your card usage.

7. Online and Mobile Banking Access

Enjoy the freedom of banking on the go with Armed Forces Bank's robust online and mobile banking1 platforms. Check your balance, transfer funds, pay bills, and more – all from the palm of your hand.

8. Refer Family and Friends, Get Rewards

Spread the word about the Access Freedom Checking Account and get rewarded. Refer your family and friends, and you can earn $50 for each successful referral. Plus, your friend gets $50 too! 5 Sounds like a win-win.

What You Need to Know: Access Freedom Checking

Here’s the rest of the details you need to know about the Access Freedom Checking account:

  • Opening Deposit Requirement: There is a $25 opening deposit requirement to get started.
  • eStatements: Free monthly paperless statements are provided and required.6
  • Cash2Debit™: Add cash to your account from thousands of retail locations with Cash2Debit™7.
  • Early Closure Fee: Closing new accounts within 90 days of opening will result in a $20 early closure fee.

Here’s to Freedom This Fourth of July

This Independence Day, celebrate freedom and financial freedom with the Armed Forces Bank Access Freedom Checking Account. Happy 4th of July from Armed Forces Bank – where your financial freedom is our priority.

Ready to apply? It only takes a few minutes.

Member FDIC

*Closing new accounts within 90 days of opening will result in a $20 early closure fee.

1 Message and data rates charged by your mobile phone carrier may apply.

2 $25 opening deposit required. eStatements required.

3 Direct deposit required. Maximum ACH credit is $15,000.

4 No fees for withdrawals, transfers, balance inquiries or denied ATM transactions at ATMs in the MoneyPass® Network if you have a MoneyPass® logo on the back of your card. MoneyPass® Network ATMs are within the U.S. only.

5 Terms and conditions apply.

6 $5 monthly paper statement fee will be charged if paper statements are chosen.

7 A $4.95 fee may apply. Deposit limits and restrictions apply. Not available in Vermont. Ask an Armed Forces Bank associate for details. Not available at self-checkout.