Current Rates
The interest rates and annual percentage yields (APY) are subject to change daily at our discretion.

Interest begins to accrue no later than the business day that we receive credit for the deposit of non-cash items such as checks. If an account is closed prior to interest payment date, no interest will be paid.

ACCOUNTS
Account Minimum
Opening Deposit
Interest
Rate
Annual
Percentage Yield
Savings 0 .75%  .75% 
Classic Checking 0 .20%  .20% 
Checking With Interest 0 .20%  .20% 
Money Market      
  Up to $24,999.99 $1,000 1.24%  1.25% 
  $25,000 - 49,999.99 $1,000 1.49%  1.50% 
  $50,000 - 99,999.99 $1,000 1.69%  1.70% 
  $100,000 - 249,999.99 $1,000 1.79%  1.80% 
  $250,000 - 999,999.99 $1,000 1.98%  2.00% 
  $1,000,000 and up $1,000 2.47%  2.50% 
The interest rates and APYs for our Savings, Checking with Interest, and the Money Market Account may change after account opening. Our Money Market Account requires an initial deposit of $1,000 or more to open the account and obtain the stated APY. If the balance falls below $1,000 during a statement cycle, a maintenance fee of $7.50 will be assessed. Fees could reduce the earnings on the account.

CERTIFICATES OF DEPOSIT
Term Minimum
Opening Deposit
Interest
Rate
Annual
Percentage Yield
91 day $500 1.89%  1.90% 
182 day $500 2.68%  2.70% 
9 month $500 2.94%  2.95% 
12 month $500 2.87%  2.90% 
15 month $500 2.82%  2.85% 
18 Month $500 2.82%  2.85% 
24 month $500 2.87%  2.90% 
30 Month $500 2.97%  3.00% 
36 month $500 3.21%  3.25% 
48 month $500 3.26%  3.30% 
60 month $500 3.45%  3.50% 
Open a certificate of deposit and obtain the stated APY with a deposit of $500 or more.
A penalty may be imposed for early withdrawal.

More Information: Certificates of Deposit

NEW AUTO LOAN RATES
On new auto, loans 24-60 months, we require a 10% downpayment.
Auto Loans Annual
Percentage Rate
Payment Schedule
   24 months 4.25%  24 monthly payments of $44.66 per $1,000 borrowed
   36 months 4.70%  36 monthly payments of $30.88 per $1,000 borrowed
   48 months 5.00%  48 monthly payments of $24.06 per $1,000 borrowed
   60 months 5.75%  60 monthly payments of $20.16 per $1,000 borrowed

2005-2006 USED AUTO LOAN RATES
We require a 20% downpayment for all terms.
Auto Loans Annual
Percentage Rate
Payment Schedule
   24 months 5.25%  24 monthly payments of $44.88 per $1,000 borrowed
   36 months 5.50%  36 monthly payments of $31.11 per $1,000 borrowed
   48 months 5.70%  48 monthly payments of $24.30 per $1,000 borrowed


For additional information including rates for other types of secured and unsecured loans,
please contact us.