Savings Accounts & Certificates of Deposit
Comparison
Regular Savings Account

Earn interest that's compounded daily while you save for the future with a regular savings account.
  • No service charge with a balance of $100 or more. If the minimum balance falls below $100 during the month, the maintenance fee is $3.00.
  • Interest will be compounded quarterly and credited to your account quarterly: March, June, September and December.
  • Three withdrawals per month at no charge. Additional withdrawals within the same month are $2.00.
  • Transfers from a savings account to another account or to third parties by pre-authorized automatic or telephone transfers are limited to six per month.
  • If the account is closed prior to the interest payment date, no interest will be paid.
  • If no other checking account relationship is maintained at the bank, the account will be assessed $1 per month for an ATM card.
  • Statements are semiannual (May and November). Accounts with an electronic funds transaction will receive statements monthly.
Youth Savings

A dynamic way to encourage children and teens to save by watching their balances grow.


  • No minimum balance.
  • Age limit 17 years or younger.
  • No inactive fees.
Certificates of Deposit

We offer a variety of certificates of deposit at nationally competitive rates to fit your investment needs.


  • A guaranteed return with fixed rates and a choice of terms.
  • Interest begins to accrue from the date the account is opened.
  • Interest may be paid by being added to the certificate quarterly. Or, you may receive your interest through an automatic deposit to an account or by check.
Balance
Information
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.